Capital One Platinum Card

After you get accepted for the Fingerhut account, you are ready to apply for your first "real" credit card. The Capital One Platinum Mastercard is the easiest card to get with no annual fee and no application fee. I was approved for this card when my FICO was still under 600.

Capital One has a special place in my heart since they took a chance on me with poor credit, and today I still have this very card as well as the Capital One QuickSilver Card. 

You can see if you are "pre-approved" for this card without a hard credit pull. Checking to see if you are pre-approved will not affect your credit, and will not add an "inquiry" to your credit. If you are pre-approved, go ahead and apply for the card with the confidence that you will be approved.

See if you are pre-approved and apply for this credit card at the Capital One website here:

https://www.capitalone.com/credit-cards/platinum/