Promise to never be late again

When I started my credit repair journey, I had a terrible FICO credit score of 559, but in less than two years, I was able to systematically improve it and achieve well over a 750 FICO credit score. I have refined this process to a science. By following the process I will show you, you can and will achieve the same feat.

It starts with making a big promise to yourself...

You must promise to never pay another bill late, ever again.

The reason for this is simple. Your payment history makes up 35% of your FICO score. Once you have great credit, and your FICO score is well above 700, a single late payment will tank your score 100-150 points! Ouch.

If you only buy things you can afford, and never pay late ever again, your score will never take a huge hit.

Follow my credit building process step by step, and you will see your credit score rapidly increase.